RESOURCES


Looking for a Lender or Realtor?

The lists below includes realtors and lenders that specialize in buyers that are low, moderate and middle income.

List of  Realtors with Specializations in Low and Moderate Income Homebuyers

List of Lenders participating in Low and Moderate income home loan programs


Need Help Paying for your Home?

The programs listed below can help provide cash to cover closing costs and down payments.  They can also help with providing low interest home loans.

City of Dallas MAP Program - The City of Dallas Mortgage Assistance Program (MAP) has provided a program for families purchasing homes within the city limits of Dallas with funding from the U.S. Department of Housing and Urban Development (HUD). To date, the City of Dallas has assisted with the closing and funding of more than 7,700 loans.

City of Dallas Mortgage Credit Certificate Program - Provides a non-refundable tax credit up to $2,000 a year as long as the homebuyer occupies the home and has a mortgage.

State of Texas Taxable Mortgage Program - My First Texas Home’s "Taxable Mortgage Program" (TMP-79) offers more competitive fixed interest and annual percentage rates while providing down payment and closing cost assistance of up to 5 percent of the mortgage loan.

State of Texas Mortgage Credit Certificate Program - The Texas Department of Housing and Community Affairs created its Texas Mortgage Credit Certificate Program for the residents of Texas, to help make ownership of new and existing homes more affordable for individuals and families of low and moderate income, especially first time buyers.

Homes for Texas Heroes and Home Sweet Texas Home Loan Programs  - The Homes for Texas Heroes and Home Sweet Texas Home Loan Programs are available for teachers, fire fighters, police and correctional officers, veterans, and low and moderate-income homebuyers. These loans and down payment assistance programs are available through a network of lenders across the state.

Neighborhood LIFT for Texas - Provides eligible homebuyers with $15,000 in down payment assistance on qualified properties.

The Texas Bootstrap Loan Program - The Texas Bootstrap Loan Program is a self-help housing construction program that provides very low-income families (Owner-Builders) an opportunity to purchase or refinance real property on which to build new housing or repair their existing homes through "sweat equity."  

Texas Veterans Program - Eligible Texas Veterans have an opportunity to purchase a home with a competitive, low-interest loan with little or no down-payment. Veterans, military members and their spouses may receive up to $417,000 on a fixed-rate loan for 15, 20, 25 or 30 year terms*. Veterans with a VA service-connected disability rating of 30% or greater qualify for a discounted interest rate.

Various Federal Loan & FHA Programs - Information on various government loans.